All property problems
Loss of Rents / Business Interruption
A property problem can quickly become an income problem.
Commercial property losses may affect rent, occupancy, downtime, operations, financing, tenant relationships, schedules, and claim value.
Does this resemble your property problem?
- Damage affects occupancy, rent, operations, project timing, or lender expectations.
- The insurance position does not account for downtime or business consequences.
- Repair sequencing or delayed payment creates additional project pressure.
- Ownership needs to coordinate claim, repair, lease, financing, and counsel strategy.
What the review needs to clarify
- Connect physical damage, repair timing, carrier delay, and project decisions to rent or business-income impact.
- Preserve lease, rent-roll, accounting, tenant, and restoration-period records before the loss becomes hard to prove.
- Coordinate claim value, repair scope, stakeholder communication, and the asset-level business decision.
Is the property problem affecting income?
A useful first summary identifies the damaged area, when its use changed, who was affected and what repair work is delaying restoration. The commercial service page explains the fuller claim review.
| Symptom | Record to prepare |
|---|---|
| A tenant cannot use damaged space | Lease, occupancy dates, tenant correspondence and rent records. |
| An operating business loses use of space | Operating records, closure dates and extra-expense records. |
| Repairs take longer than expected | Original schedule, actual milestones and explanations for changes. |
- Symptom
- A tenant cannot use damaged space
- Record to prepare
- Lease, occupancy dates, tenant correspondence and rent records.
- Symptom
- An operating business loses use of space
- Record to prepare
- Operating records, closure dates and extra-expense records.
- Symptom
- Repairs take longer than expected
- Record to prepare
- Original schedule, actual milestones and explanations for changes.
Records to prepare
Start with a short summary through the review form. Keep these records organized; the firm will explain what documents it needs and how to provide them.
- Rent rolls
- Lease documents
- Claim correspondence
- Repair schedules
- Financial impact records
Services and practical guidance
Next step
Put the property loss and income impact in context.
Begin with the property location, a short timeline, the people involved and any approaching dates. You do not need a complete repair estimate to request a review.
No fee unless money is recovered for you on accepted matters, subject to a written fee agreement.